
How to Use Your HSA/FSA Funds at Toniiq
Qualified customers may save an average of 30% by using pre-tax HSA or FSA funds on eligible Toniiq supplements through Truemed.
Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures.
How It Works for One-Time Purchases
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Shop Toniiq and Checkout
Add the Toniiq products you’d like to purchase to your cart. Find the Truemed logo during checkout. Exit the "Shop Pay" pop-up if prompted.
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Complete Your Health Assessment
Take a quick, private health survey. A licensed provider will review your answers to determine eligibility.
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Pay with HSA/FSA Funds
Pay with your HSA/FSA card or a credit card. If you use a regular credit card, follow the guide included with your LMN (Letter of Medical Necessity) to submit your purchase for reimbursement.
How It Works for Subscription Purchases
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Shop Toniiq and Checkout
Do not pay with an HSA/FSA card during checkout. After your purchase, check your confirmation screen or receipt email for a link to the Truemed survey.
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Complete Your Health Assessment
Take a quick, private health survey. A licensed provider will review your answers to determine eligibility. If eligible, you'll receive a Letter of Medical Necessity (LMN) within 1-2 days. Note: The survey must be taken on the same day as your purchase.
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Submit for HSA/FSA reimbursement
Follow the guide included with your LMN to submit your purchase for reimbursement. Claims are usually paid out in 2-4 weeks.
How does using my HSA/FSA save me money?
HSA and FSA accounts allow individuals to use pre-tax money for qualified healthcare expenses.
Because HSA and FSA funds are generally pre-tax, qualified customers may have more purchasing power for their dollars. Instead of paying taxes on income and then spending it on eligible health products, they can use pre-tax funds toward qualified purchases.
Who Is Truemed?
Truemed is a telehealth and payments company that helps qualified customers use Health Savings Account (HSA) or Flexible Spending Account (FSA) funds on eligible purchases.
Through a brief, private health assessment, an independent licensed practitioner reviews each customer’s eligibility and may issue a Letter of Medical Necessity.
Frequently Asked Questions
Are there fees for using Truemed's services?
There is no additional cost to customers when using Truemed through a participating merchant such as Toniiq.
Can I use my HSA/FSA funds at Toniiq?
Qualified customers may use HSA/FSA funds on eligible Toniiq purchases through Truemed. Eligibility depends on your individual circumstances and is determined through a clinical intake form reviewed by an independent licensed practitioner.
Can I use my regular credit card at checkout?
Yes. If qualified, you may pay using a regular credit or debit card. Truemed will provide documentation and instructions for submitting the purchase to your HSA/FSA administrator for reimbursement.
Can I use Truemed for subscription purchases?
Yes. Pay for your subscription with a regular credit or debit card, then use the Truemed assessment link provided on the confirmation page or in your receipt email. Complete the assessment on the same day as your purchase. If qualified, follow Truemed’s instructions to request reimbursement.
How does using my HSA/FSA account save me money?
HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition. Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in their health.
An individual can contribute up to $4,150 pretax to their HSA per year, or $8,300 for a family (plus an additional $1,000 if you are at least 55 years old. Individuals can contribute up to $3,200 pretax to their FSA per year (with an additional $500 in employer contributions allowed).
How long does it take for me to receive my Letter of Medical Necessity?
Generally it takes 24-48 hours. In some cases, Truemed’s provider team will require additional time to issue a letter of medical necessity based on the needs associated with an individual qualification survey. If you aren’t seeing your letter in your inbox, check spam, then reach out to us at support@truemed.com for help.
I don’t have an HSA/FSA. Can I still benefit from Truemed?
Unfortunately, Truemed’s services are for individuals who have HSA or FSA accounts (or plan to fund one during open enrollment). We encourage you to ask your employer about information on your HSA or FSA.
What are HSA and FSA accounts?
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are tax-advantaged accounts that may be used for eligible healthcare expenses. If you’re unsure whether you have one, contact your employer, insurance company, or account administrator.
What is a Letter of Medical Necessity, and how is this compliant?
The items in your Truemed Letter of Medical Necessity (“LMN”) are now qualified medical expenses in the same way a visit to the doctor’s office or pharmaceutical product is.
There are thousands of studies showing food and exercise is often the best medicine to prevent and reverse disease. Exercise qualifies as a qualified medical expense with an LMN. Food, supplements, and other wellness purchases qualify as medical expenses if they treat or prevent an illness, and a doctor substantiates the need. Your Truemed LMN satisfies all IRS requirements to make your wellness spend fully reimbursable.
When should I use my FSA/HSA dollars?
You can use your HSA/FSA dollars all year long. However, most FSA dollars expire at the end of the year, and unused money may not roll over into the next year. Make sure to spend the rest of your FSA dollars before December 31st — use it, so you don’t lose it!